Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3570 White Spruce Glen, Southport, NC 28461

House Description

Welcome to 3570 White Spruce Glen. Experience Luxury coastal living in the Prestigious Woodlands park community of St. James. Located just minutes from local beaches and Historic downtown Southport, This home provides the perfect retreat for all that this area has to offer. The open kitchen and living area is perfect for entertaining guests, and high ceilings throughout give an open yet private atmosphere. The room above the garage was designed as a private suite for guests or family with a dedicated entrance and privacy. An enclosed outdoor shower to wash off the salt and sand conveniently just outside of the secondary entrance as well. Spacious attached garage allows plenty of room for parking, and storage with an easily maintained epoxy coated floor. Come and see all that this beautifully crafted and meticulously maintained home has to offer.

Highlights

Listed by Billy A Christenbury , 910-274-2657 RE/MAX at the Beach / Oak Island , 910-278-1950. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.37

HOA Fee

1380 Annually

Year Built

2023

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100580067

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Gas Oven, Built-In Microwave, Washer, Dryer, Gas Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:LVT/LVP

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Built-in Features,Gas Log,Walk-In Closet(s)

Other:County Water

Exterior Features

Lot:Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: Metal/Ornamental,Fencing: Back Yard,Fencing: Fenced

Lot Dimensions:94x161x112x187

Garage Capacity:2

Zoning:Sj-Epud

Roof:Architectural Shingle

Others:Irrigation System

Parking Features:Garage Faces Front,Attached,Concrete,Garage Door Opener,Off Street,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$4,277

Taxes

$529

HOA

$1,380

Home Price

$830,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$166,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,277.16

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,277.16	$529.13	$1,380.00	$6,186.29
Yearly	$51,325.93	$6,349.50	$16,560.00	$74,235.43
Total	$1,539,777.91	$190,485.00	$496,800.00	$2,227,062.91