Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3549 Beaver Creek Dr SE, Southport, NC 28461

House Description

Beautiful, large .77 acre homesite in desirable St. James Plantation. Enjoy nature with serene wooded nature views along the entire length of the back of the lot backing up to the creek and marsh. Sellers have a Survey on hand and information on buildable area. Within a short distance to the Founders Club that features a bar & grille, 6 tennis court complex, outdoor swimming, tennis & golf pro shop. Easy access to the main St. James gate that is located less than 2 miles from this homesite. St. James amenities include 81 holes of Championship Golf, 4 amazing clubhouses, indoor and outdoor pools, tennis, and fitness centers with full class offerings. You will love the 36+ miles of biking/walking trails set on the Coastal ponds and waterways. Fish, boat, and kayak on the ICW. St. James Marina has 475 wet slips/dry stacks. Private beach club for just St. James residents with spectacular views, large pool by the ocean showers and picnic area on Oak Island Beach. This property offers privacy and an opportunity to embrace the coveted St James Plantation lifestyle! Please contact list agent for information on setbacks and buildable area.

Highlights

Listed by Heather A Smith , 910-297-7390 Keller Williams Innovate-Pleasure Island , 910-777-2200. Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.78

HOA Fee

560 Annually

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100495680

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,092

Taxes

$135

HOA

$560

Home Price

$212,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$42,400

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,092.48

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,092.48	$135.15	$560.00	$1,787.63
Yearly	$13,109.76	$1,621.80	$6,720.00	$21,451.56
Total	$393,292.67	$48,654.00	$201,600.00	$643,546.67