Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3377 St James Dr SE, Southport, NC 28461

House Description

Love to entertain while enjoying stunning views in a very private location? This beautifully maintained brick custom home with Brazilian hardwood flooring offers an open floor plan designed for gathering and everyday comfort. There is a master bedroom with ensuite bath and a second bedroom with full bath on the main living area. A half bath and a designated office on the main floor will check all the boxes for those wanting one story living plus a full upstairs for family and friends. The cook's kitchen features abundant cabinetry, copper sink and a pot filler, A cozy double-sided fireplace creates a warm, light-filled setting in the great room with vaulted ceiling and sunroom leading out to a spacious deck and expansive fenced in back yard. The private owner's wing serves as a true retreat. The spacious primary suite is highlighted with a sliding door opening to the deck and large fenced in yard overlooking Founder's golf course. Upstairs, a loft-style walkway overlooks the great room below, adding architectural interest and an open feel. A generous bonus room with built-in drawers and built in book shelves provides flexible living space for guests, hobbies, and multi use. Enjoy another bedroom, bath and ample closet storage along with a large, floored walk-in attic. The oversized side entry garage provides ample room for vehicles and workspace. Located in St. James Plantation, residents enjoy a gated coastal community with four secure entry points, a private oceanfront beach club with pool, private parking and showers. Within the gates of St. James you can enjoy a full-service marina, waterfront dining at Beacon 315 Restaurant & Tiki Bar, The Apothecary at St. James, a boutique pharmacy, and multiple park amenities. Optional private club memberships provide access to four golf clubs offering 81 holes of championship golf, additional pools, fitness centers, and award-winning tennis, pickleball, and croquet. This home offers an exceptional blend of comfort, elegance, and coastal lifestyle. Some photos include virtual staging

Highlights

Listed by Team Rosie and Denise , 410-271-5145 and Denise B Hayes , 201-755-6057 St James Properties LLC , 910-253-3001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.46

HOA Fee

1380 Annually

Year Built

1996

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100590060

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Microwave, Freezer, Washer, Refrigerator, Ice Maker, Disposal, Dishwasher, Cooktop

Air Cond:Central Air,Zoned,Heat Pump

Fireplaces:

Floor:Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Kitchen Island,Blinds/Shades,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$3,499

Taxes

$433

HOA

$1,380

Home Price

$679,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$135,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,499.03

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,499.03	$432.86	$1,380.00	$5,311.89
Yearly	$41,988.32	$5,194.35	$16,560.00	$63,742.67
Total	$1,259,649.64	$155,830.50	$496,800.00	$1,912,280.14