Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3350 Club Villas Drive # 903, Southport, NC 28461

House Description

Soak up sweeping golf course views and enjoy truly maintenance-free living in your own private oasis. Welcome to 3350 Club Villa Drive #903, located in prestigious St. James Plantation.** This golf-front villa features an open floor plan and a screened porch that spans the entire back of the home--perfect for relaxing while overlooking the course. Positioned on the south side of the building, the villa enjoys desirable southern exposure, filling the space with natural light throughout the day. Offering privacy, flexibility, and opportunity, this villa includes a second-bedroom lockout option. Use the entire villa when friends or family visit, or ''lock out'' the second bedroom for potential independent rental income--the choice is yours. Lightly used over the years, the home has been thoughtfully updated with beautiful luxury vinyl plank flooring throughout and fresh paint on the walls and kitchen island. Even better, the current owners maintain an active St. James Club membership, allowing a new purchaser to avoid potential club activation fees--a current savings of approximately $10,000. Don't miss your chance to make this villa your own and start enjoying the good life. St. James Plantation is one of the Southeast's top-selling private, gated communities, offering an unmatched array of amenities including a private oceanfront beach club, community center, parks, Intracoastal Waterway access, full-service marina, championship golf courses, tennis and pickleball courts, pools, fitness centers, and multiple on-site restaurants.

Highlights

Listed by Hoke Flynt , 910-352-2825 St James Properties LLC , 910-253-3001. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1380 Annually

Year Built

1999

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100563960

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,489

Taxes

$184

HOA

$1,380

Home Price

$289,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$57,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,489.28

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,489.28	$184.24	$1,380.00	$3,053.51
Yearly	$17,871.32	$2,210.85	$16,560.00	$36,642.17
Total	$536,139.54	$66,325.50	$496,800.00	$1,099,265.04