Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3302 Sawgrass Cir SE, Southport, NC 28461

House Description

If you are looking for that perfect Ranch home than this is a must see. Meticulously maintained and ready to be yours sitting on a half acre of landscaped yard. Featuring a covered entryway opening up to the living room with a full entry to the Carolina Room featuring a wet bar. The kitchen has stainless steel appliance, a new stove with double ovens, a generous amount of cupboard space, and a spacious pantry. The master bedroom is a great size and overlooks the back yard. The spacious closet is before you enter the master bathroom. There is a half bath with extra storage cupboards. There are two bedrooms on the opposite of the house with anther full bath in between the two. One is being used as an office space. This home is a great open floor plan and The .50 acre yard even has a side view of the Founders course. . The exterior has been freshly painted . The 12x8 shed was added in 2025. The upgrades are Daikin Heat Pump 2024. Dehumidifier for crawlspace 2025. All new Faucets 2024 . Double oven stove 2026. Reverse Osmosis 2024 Three stage filtration addid to fridge 2026.. New roof in 2021 This for all of those peopel searching for the elusive Ranch home.

Highlights

Listed by Gail K Lendvoyi , 910-444-1000 St James Properties LLC, Marina Office , 910-253-3001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

1380 Annually

Year Built

2005

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100590435

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Air Cond:Central Air,Heat Pump

Fireplaces:

Other:Walk-in Closet(s),Entrance Foyer,Solid Surface,Generator Plug,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$3,087

Taxes

$382

HOA

$1,380

Home Price

$599,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$119,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,086.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,086.77	$381.86	$1,380.00	$4,848.63
Yearly	$37,041.24	$4,582.35	$16,560.00	$58,183.59
Total	$1,111,237.31	$137,470.50	$496,800.00	$1,745,507.81