Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3190 Beaver Creek Dr SE, Southport, NC 28461

House Description

Your opportunity to own one of last GOLF lots available in St. James! Better hurry for your chance to own a golf front lot in this sought after neighborhood on the front 9 of Founders Club. .42 acres is ready for your dream home to be built. Several incredible builders' plans will fit on this homesite. Reach out for more information. Floor plans are located in documents. 3190 Beaver Creek Road is conveniently located to Founders Golf Club and easy access to St. James main gate and amenities. Imagine mornings and evenings with panoramic views of the 8th and 9th holes and beyond. St. James Plantation is a private, gated, waterfront community boasting four golf courses, 81 holes right in your neighborhood, 4 distinct clubhouses, 3 fitness centers, tennis and pickleball courts, indoor and outdoor pools, a full-service Marina with 475 boat slips, The Apothecary of St. James full-service Pharmacy, Beacon 315 Restaurant and 2 parks. Nature enthusiasts will love the biking and walking trails that wind through scenic ponds and the Intracoastal Waterway. Residents relax at the private beach club on Oak Island, with stunning views, pool, showers, picnic area, and private parking. Whether you like a peaceful retreat or an active lifestyle St. James Plantation has it all!

Highlights

Listed by Rosemarie Gibbs , 410-271-5145 and Denise B Hayes , 201-755-6057 St James Properties LLC , 910-253-3001. Hive MLS mls logo

Property Type

Vacant Land

Lot/Acreage

0.42

HOA Fee

1380 Annually

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100535069

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,005

Taxes

$248

HOA

$1,380

Home Price

$389,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,004.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,004.60	$247.99	$1,380.00	$3,632.58
Yearly	$24,055.16	$2,975.85	$16,560.00	$43,591.01
Total	$721,654.95	$89,275.50	$496,800.00	$1,307,730.45