Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3030 Marsh Winds Cir Unit 102, Southport, NC 28461

House Description

Welcome to this beautifully maintained, fully furnished 2-bedroom, 2-bath Marsh Winds Villa located in the heart of St. James Plantation. This desirable first/bottom floor Villa offers easy, no stairs living and peaceful views of the surrounding natural area, making it ideal for full time living, a second home, or an investment property. The open and functional floorplan features a spacious living area, well-appointed kitchen, and two generously sized bedrooms each with its own full bathroom. Brand new luxury vinyl plank (LVP) flooring has just been installed throughout the Villa, complementing the updated finishes that include solid surface countertops, white appliances, fresh paint, and a comfortable, move-in-ready feel. The screened porch provides a relaxing outdoor space to enjoy the mild Carolina weather. Marsh Winds is a quiet, well-kept community with 11 buildings, a private community pool, and scenic walking areas. The location is hard to beat, just minutes from the full-service marina, waterway park, Founders Clubhouse, fitness center, and entry/exit of St. James Plantation. The sandy beaches of Oak Island and St. James beach club is just a short drive, and historic downtown Southport is just minutes away. As an owner in St. James Plantation and holding a club membership, you'll enjoy access to an unmatched coastal lifestyle with multiple championship golf courses, private beach club on Oak Island, full-service marina, waterfront parks, miles of walking and biking trails, fitness centers, tennis and pickleball courts, dining options, and an active social calendar all within a gated, master-planned community. Sold fully furnished, this bottom floor Marsh Winds Villa offers one of the most affordable and convenient ways to enjoy the St. James Plantation lifestyle.

Highlights

Listed by Nolan K Formalarie , 910-477-0085 Discover NC Homes , 910-363-4387. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1380 Annually

Year Built

1994

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100552186

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),Entrance Foyer,Kitchen Island,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,339

Taxes

$166

HOA

$1,380

Home Price

$259,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$51,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,339.32

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,339.32	$165.69	$1,380.00	$2,885.00
Yearly	$16,071.82	$1,988.24	$16,560.00	$34,620.05
Total	$482,154.55	$59,647.05	$496,800.00	$1,038,601.60