Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2690 Morningdale Dr, Southport, NC 28461

House Description

Located within the gates of St. James Plantation, this beautifully maintained 3-bedroom, 3-bath home offers the perfect blend of comfort, quality, and thoughtful upgrades. From the moment you walk through the door, you are welcomed by detailed coffered ceilings, custom trim work, and a bright open floor plan designed for coastal living and entertaining. The kitchen is truly the heart of the home, featuring an oversized granite island with seating, custom cabinetry, stainless steel appliances, double wall ovens, and abundant prep space. The kitchen flows seamlessly into the dining area and spacious living room with fireplace and custom built-ins, creating a warm and inviting space. One of the standout features of the home is the beautiful 4-season room, offering additional year-round living space filled with natural light and overlooking the peaceful backyard setting. The finished FROG with a full bath provides flexibility for guests, a media room, hobby space, or private office. This home has also been thoughtfully upgraded for efficiency and peace of mind with solar panels, a solar generator, and battery backup system capable of supporting the kitchen refrigerator and microwave, bedroom lights and fan, office outlets and fan, plus an additional freezer outlet during outages. Additional features include a whole-house water softener, reverse osmosis filtration system under the kitchen sink, whole-house sound system, radiant barrier insulation beneath the roof, attic storage with flooring, and an exterior enclosure for trash and recycling. Major updates include a new HVAC system installed in December 2025 and a new hot water heater installed in May 2026. Enjoy the coastal lifestyle St. James Plantation is known for with miles of walking and biking trails, scenic natural surroundings, and private beach club access on Oak Island. Conveniently located near historic Southport and the beaches of Oak Island.

Highlights

Listed by Alan J Boisvert , 617-828-0157 Discover NC Homes , 910-363-4387. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

1380 Annually

Year Built

2019

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100574513

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$4,071

Taxes

$504

HOA

$1,380

Home Price

$789,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$157,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,070.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,070.98	$503.62	$1,380.00	$5,954.60
Yearly	$48,851.77	$6,043.42	$16,560.00	$71,455.20
Total	$1,465,553.20	$181,302.71	$496,800.00	$2,143,655.90