Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

2611 Mariners Way SE, Southport, NC 28461

House Description

Welcome to one of the most captivating homesites in St. James Plantation, where refined coastal living meets timeless design | Perfectly positioned to capture unobstructed, panoramic views of the Polly Gully Waterway and protected bird sanctuary, this residence offers a rare blend of privacy, nature, and elegance | Nestled between the Intracoastal Waterway and preserved natural landscapes, this exceptional property delivers a tranquil, elevated setting for a truly custom-built experience | Crafted by award-winning Riverbrook Builders, the home reflects a thoughtful architectural vision where every detail is curated to inspire and enhance modern coastal living | Inside, you'll find a seamless blend of sophistication and function, featuring: Private interior elevator-Thermador appliance package-Engineered hardwood flooring-Custom cabinetry and detailed trim work-Beverage center for effortless entertaining-Dedicated private office-Floor-to-ceiling fireplace-Flexible multi-generational / in-law suite options | Built with efficiency and longevity in mind, additional features include spray foam insulation, an epoxy-finished garage with expanded storage, and thoughtfully designed outdoor living spaces ideal for entertaining or quiet relaxation | Club membership is currently inactive, offering flexibility for future participation | As a resident of St. James Plantation, you'll enjoy access to an unmatched coastal lifestyle, including 4 gated entrances with 24/7 security, a private oceanfront beach club with pool, a full-service marina including a restaurant, and expansive walking options | Optional club membership unlocks 6 dining opportunities, 5 pools, 4 country clubs, 3 fitness centers, 81 holes of championship golf, 72 monthly classes, championship tennis, pickleball and croquet | Come see why St. James is the #1 coastal community in the Carolinas! Best Regards!

Highlights

Listed by Debi L Gallo , 704-491-4640 St James Properties LLC, Marina Office , 910-253-3001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

1380 Annually

Year Built

2025

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100536610

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:5
▪ Full Bathrooms:4
▪ 1/2 Bathrooms:1

Appliances:Vented Exhaust Fan, Mini Refrigerator, Gas Cooktop, Electric Oven, Built-In Microwave, Self Cleaning Oven, Refrigerator, Range, Ice Maker, Disposal, Dishwasher, Convection Oven, Tankless Water Heater, Electric Range

Air Cond:Central Air,Zoned,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Bookcases,Kitchen Island,Elevator,Apt/Suite,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s),Wired for Data

Other:County Water

Exterior Features

Lot:Level,Wooded,Water Access Comm,Landscaped,Sprinklers in Front,Sprinklers in Rear,Fencing: None,Outside City Limits

Lot Dimensions:110x269x111x281

Garage Capacity:2

Zoning:RES

Roof:Architectural Shingle,Metal

Others:Irrigation System,Gas Grill,DP50 Windows,Gas Log,Outdoor Grill,Storm Doors

Parking Features:Garage Faces Front,Attached,Concrete,Garage Door Opener,Paved,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$10,301

Taxes

$1,274

HOA

$1,380

Home Price

$1,999,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$399,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$10,301.26

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$10,301.26	$1,274.36	$1,380.00	$12,955.62
Yearly	$123,615.10	$15,292.35	$16,560.00	$155,467.45
Total	$3,708,453.07	$458,770.50	$496,800.00	$4,664,023.57