Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

114 W 14th St Unit C, Southport, NC 28461

House Description

Introducing Smithville Townes! This bright and airy, 3 bedroom, 2 + 1/2 bath END UNIT townhome is just 4 years old and looks and feels like new. Owners suite is on the first floor and offers a large walk in closet, en-suite bath that has beautiful quartz counter tops, tile floors and walk in shower. The open floor plan has an abundance of light and offers LVP flooring throughout. The gorgeous kitchen boasts 42'' upper cabinets, quartz counter tops, stainless steel appliances, soft close drawers, walk-in pantry, and has an oversized island perfect for entertaining. The large great room has a gas fireplace with custom built in's, and has a door that opens out to the screened in porch and fenced backyard area. Upstairs you'll find 2 large bedrooms, a full bath and a loft area that can be used for a home office, craft room and more! For added convenience, the HOA covers your annual lawn maintenance, allowing for truly low-maintenance living and If you need some extra space for storage there's an oversized 1 car garage; perfect place to store your golf cart, bikes and beach essentials. Long term rental are allowed so whether you're looking for a primary residence, 2nd home or an investment property, this is the perfect place for you!

Highlights

Listed by Pamela Hayes , 910-232-6130 Southport Realty, Inc. , 910-457-7676. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.08

HOA Fee

4500 Annually

Year Built

2022

County

Brunswick

Neighborhood

Smithville Townes

School District

Brunswick County Schools

Listing ID

100576866

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air,Zoned

Fireplaces:Gas Log

Floor:LVT/LVP,Tile

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Fencing: Full,Fencing: Back Yard,Fencing: Vinyl,Fencing: Wood

Lot Dimensions:See recorded plat for lot dimension

Garage Capacity:1

Zoning:SP-MF

Roof:Architectural Shingle

Others:Irrigation System,DP50 Windows,End Unit

Parking Features:Garage Faces Front,Attached,Garage Door Opener,Off Street,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,520

Taxes

$312

HOA

$4,500

Home Price

$489,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$97,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,519.92

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,519.92	$311.74	$4,500.00	$7,331.66
Yearly	$30,239.01	$3,740.85	$54,000.00	$87,979.86
Total	$907,170.36	$112,225.50	$1,620,000.00	$2,639,395.86