Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

12 Scotch Bonnet Ln, Bald Head Island, NC 28461

House Description

SMALL BUT MIGHTY- $130 K RENTAL INCOME 3rd bedroom potential. OCEAN FRONT Remarkable new listing in the award-winning Flora's Bluff/Killegray Ridge neighborhood. This quaint seaside cottage offers spectacular views of South Beach, the Atlantic Ocean, and Frying Pan Shoals. This prime location offers direct beach access just steps from the back door and sits at the end of a quiet cul-de-sac. This property is a PROVEN INVESTMENT generating $125k-$130k in rental income over each of the last three years. It has undergone a total renovation inside and out, featuring new Hardie plank siding, updated windows and doors, and a brand-new kitchen and bathrooms. The interior is professionally styled with new Serena & Lily decor and furniture. Every detail of this home reflects a dedication to comfort and elegance. This reverse floor plan maximizes ocean views from the living areas. Expansive Outdoor Living with three decks for dining and watching sunsets, plus a small fenced yard for pets and BBQs. Owners have plan and estimate to add a 3rd bedroom One 4-passenger golf cart is included. A BHI Lifestyle Equity Membership is also available for separate purchase.

Highlights

Listed by Barbara Adams , 973-714-8485 Landmark Sotheby's International Realty , 910-477-8100. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.03

HOA Fee

3017 Annually

Year Built

1993

County

Brunswick

Neighborhood

BHI Stage I & II Flora's Bluff

School District

Brunswick County Schools

Listing ID

100571126

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Cooktop, Water Purifier

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:See Remarks

Other:Master Downstairs,Vaulted Ceiling(s),Entrance Foyer,Ceiling Fan(s),Furnished,Reverse Floor Plan

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$8,219

Taxes

$1,017

HOA

$3,017

Home Price

$1,595,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$319,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$8,219.36

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$8,219.36	$1,016.81	$3,017.00	$12,253.18
Yearly	$98,632.36	$12,201.75	$36,204.00	$147,038.11
Total	$2,958,970.81	$366,052.50	$1,086,120.00	$4,411,143.31