Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

340 Clearfield Ln, Southern Pines, NC 28387

House Description

Welcome to 340 Clearfield Lane in Southern Pines, a move-in-ready cottage-style home offering 4 bedrooms with potential for a 5th bedroom, 3.5 bathrooms, and 2,778 square feet of flexible living space on a generous 0.54-acre lot. Designed for comfortable family living and effortless entertaining, this home features a highly desirable finished walk-out basement that serves as an ideal guest suite, multigenerational living space, home office, recreation area, or potential fifth bedroom. The fenced backyard provides privacy and room to play, while the screened porch and freshly painted deck create inviting spaces to enjoy the wooded surroundings year-round. Extensively updated, this home offers peace of mind with a new roof (2026), fresh interior paint throughout (2026), refinished deck paint (2026), new flooring throughout including hardwood floors on the main and upper levels, luxury vinyl plank flooring in the basement (2025), a new dishwasher (2025), and washer and dryer (2024). The thoughtful layout supports today's lifestyle needs, whether you're working from home, hosting gatherings, or accommodating a growing family. An attached one-car garage and abundant additional parking provide convenience for residents and guests alike. Located in an established, walkable, family-friendly neighborhood, you'll enjoy easy access to downtown Southern Pines and the convenience of walking to Sandhurst Park. Combining charm, space, updates, and location, this home offers exceptional value in one of Southern Pines' most desirable settings.

Highlights

Listed by Kyle Kline , 910-315-3856 and Hillary Kline , 614-507-7995 eXp Realty , 888-584-9431. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.54

Year Built

1995

County

Moore

Neighborhood

Sandhurst

School District

Moore County Schools

Listing ID

100582801

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Tile,Vinyl,Wood

Basement:Finished

Other:Master Downstairs,Vaulted Ceiling(s),Ceiling Fan(s),Pantry,Basement,Blinds/Shades,Gas Log

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,314

Taxes

$286

Home Price

$449,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$89,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,313.79

Principal

Taxes