Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

263 Champions Ridge Dr, Southern Pines, NC 28387

House Description

Price reduced at Champions Ridge at popular Mid South CC is the ultimate lock-and-leave lifestyle with carefree living and a convenient location near the back gate. Compare this custom-built (builder's personal home) by Integrity Builders to new. Designed with easy living in mind, this stunning home has a modern open-split floor plan, bar, pantry with built-ins, gas log fireplace (vented to the exterior with fan), built-ins, zero threshold (handicapped accessible) master shower, gas range (vented to exterior), natural gas heat, laundry sink, rear grilling patio, abundant windows, private office (3rd bedroom), fully wired bidet, natural gas water heater, termite warranty and more. HOA dues to Champions Ridge $350 per month and $651.40 per quarter to Mid South covers cable, high-speed internet, yard, exterior home maintenance, roads, gated entrance, etc. Social membership to Midsouth Club is a requirement of home ownership at Champions Ridge ($1,200 per year). Washer and dryer are negotiable. Termite Warranty.

Highlights

Listed by Tammy O Lyne , 910-603-5300 Keller Williams Pinehurst , 910-692-5553. Hive MLS mls logo

Property Type

Residential

HOA Fee

2605.6 Annually

Year Built

2020

County

Moore

Neighborhood

Mid South Club

School District

Moore County Schools

Listing ID

100573375

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Vented Exhaust Fan, Gas Cooktop, Built-In Microwave, Refrigerator, Disposal, Dishwasher, Gas Range

Air Cond:Central Air,Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Bookcases,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Gas Log,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Interior Lot,Level,Landscaped,Fencing: None

Lot Dimensions:37x38x66x95x65

Garage Capacity:2

Zoning:RS-2CD

Roof:Architectural Shingle,Shingle,Composition

Others:Cluster Mailboxes,Thermal Doors

Parking Features:Garage Faces Front,Attached,Gravel,Garage Door Opener,Lighted,Off Street,On Site,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,030

Taxes

$375

HOA

$2,606

Home Price

$588,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$117,600

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,030.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,030.09	$374.85	$2,605.60	$6,010.54
Yearly	$36,361.02	$4,498.20	$31,267.20	$72,126.42
Total	$1,090,830.62	$134,946.00	$938,016.00	$2,163,792.62