Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

138 Dock Landing Loop, South Mills, NC 27976

House Description

This beautifully maintained 4-bedroom home offers comfort, versatility, functionality, and exceptional outdoor living just minutes from Virginia. Inside features a spacious kitchen with ample counter space and storage, a welcoming family room, office space and a separate recreation room perfect for game nights, hobbies, a playroom, or home gym. Enjoy nearly an acre of outdoor living with a built-in outdoor kitchen, expansive patios, a hot tub hook-up ready for your future spa retreat, and plenty of space to create the garden of your dreams. Hobbyists and DIYers will love the 3-car garage, workshop and impressive separate equipment/storage building, providing abundant space for projects and storage. Located in sought-after Camden County, with quick access to Virginia, this home offers an ideal location for commuters while maintaining the charm of country living. Come see all it has to offer!

Highlights

Listed by Randi Hill , 912-484-7721 Keller Williams Town Center , 757-499-5911. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.98

HOA Fee

740 Annually

Year Built

2006

County

Camden

Neighborhood

Wharfs Landing

Listing ID

100585995

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Refrigerator, Disposal, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:County Water

Exterior Features

Lot:Interior Lot,Level,Fencing: Full,Fencing: Back Yard,Fencing: Vinyl,Outside City Limits

Lot Dimensions:125x339

Garage Capacity:3

Zoning:R1

Roof:Architectural Shingle

Others:Irrigation System,Gas Grill,Outdoor Kitchen,Gas Log,Storm Doors

Parking Features:Garage Faces Front,Golf Cart Parking,Detached,Concrete,Lighted,Off Street,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$3,035

Taxes

$375

HOA

$740

Home Price

$589,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$117,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,035.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,035.24	$375.49	$740.00	$4,150.73
Yearly	$36,422.86	$4,505.85	$8,880.00	$49,808.71
Total	$1,092,685.77	$135,175.50	$266,400.00	$1,494,261.27