Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

721 Cross Bridge Way, Sneads Ferry, NC 28460

House Description

SELLER IS OFFERING $10,000 ''USE AS YOU CHOOSE'' *Home is at ROUGH IN INSPECTION STAGE*Preferred lender is offering incentives for qualified homebuyers, including a 1% lender credit to be applied toward the borrower's closing costs at no additional charge. These incentives are available only when using the preferred lender and may not be combined with other offers. Please contact the listing agent for details and preferred lender information. * Welcome to Virginia Lane Townhomes, Sneads Ferry's premier townhome community! It's located just minutes from Camp Lejeune, Topsail Island, dining, entertainment & more! The amazing interior features throughout are the most sought after and include granite countertops, painted cabinets, LVP flooring, stainless appliances, and so much more! Upon entering, you'll love the spaciousness of the open concept living room and the beautiful LVP flooring. You will be amazed at the size of the kitchen and how much cabinet and counter space it offers! Just off the breakfast/dining area you'll find a covered patio giving you perfect place for enjoying a relaxing summer evening after visiting the beach! Upstairs you'll find two spacious bedrooms with ensuite bathrooms and large closets. For your convenience, the large laundry closet is located upstairs and there is a large storage closet off the patio offering additional storage space. Call TODAY to schedule your showing! * Photos Are Of A Similar Home*

Highlights

Listed by Rick Osborne , 910-376-0558 Berkshire Hathaway HomeServices Carolina Premier Properties , 910-938-1976. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.03

HOA Fee

800 Annually

Year Built

2026

County

Onslow

Neighborhood

Virginia Lane

School District

Onslow

Listing ID

100586642

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,314

Taxes

$162

HOA

$800

Home Price

$254,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$50,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,313.55

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,313.55	$162.50	$800.00	$2,276.05
Yearly	$15,762.63	$1,949.99	$9,600.00	$27,312.61
Total	$472,878.78	$58,499.55	$288,000.00	$819,378.33