Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Oyster Catcher Way, Sneads Ferry, NC 28460

House Description

Experience coastal living at its finest in this spacious 5-bedroom, 4.5-bath home with a private elevator, thoughtfully designed with over 3,000 square feet of living space. The open-concept main level features a generous living room, dining area, and well-appointed kitchen, creating the perfect space for entertaining. The primary suite is conveniently located on the main living level, while four additional bedrooms occupy the upper floor. A dedicated ground floor office provides the ideal work-from-home space, and the oversized garage offers abundant room for vehicles, golf carts, boats, and storage. Relax on the expansive deck and enjoy the coastal breeze. Located in a gated waterfront community with exceptional amenities, residents enjoy a clubhouse, swimming pool, tennis and pickleball courts, playground, boat dock, and boat corral. Schedule a showing today!

Highlights

Listed by Aspyre Collective , 910-241-0404 and Craig W Keller , 740-975-8529 eXp Realty , Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.96

HOA Fee

1333.32 Annually

Year Built

2020

County

Onslow

Neighborhood

Mimosa Bay

School District

Onslow

Listing ID

100590679

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$4,380

Taxes

$542

HOA

$1,333

Home Price

$850,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$170,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,380.22

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,380.22	$541.88	$1,333.32	$6,255.42
Yearly	$52,562.70	$6,502.50	$15,999.84	$75,065.04
Total	$1,576,880.99	$195,075.00	$479,995.20	$2,251,951.19