Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1127 Straits Rd, Smyrna, NC 28579

House Description

Beautiful Coastal home near Harker's Island. Experience the perfect blend of comfort privacy and coastal living in this beautifully maintained 3-bedroom 2 bath home situated on three acres just minutes from Harker's island. The heart of the home is the brand-new kitchen featuring quartz countertops stainless steel appliances, stylish new cabinetry and modern finishes that make cooking a pleasure. New flooring in the kitchen and sunroom adds a fresh modern touch, while the spacious floor plan offers comfortable living areas and two full bathrooms, creating a warm and inviting space for family and guests. This home has been thoughtfully updated with a new outdoor gas pack, two new mini split systems and a beautiful soapstone wood stove, providing year-round comfort energy efficiency and cozy warmth during the cooler months. Step outside to a large deck overlooking the above ground swimming pool, perfect for entertaining, additional features include a fully encapsulated crawlspace, generator hookup and solar panels offering added efficiency, convenance and peace of mind. The property also includes a detached garage and a large metal building providing abundant spaces for vehicles boats, Rvs storage hobbies or a workshop. Located just minutes from Harker's Island and north Carolinas beautiful crystal coast you'll enjoy easy access to boating fishing beaches and waterfront adventures while still enjoying the privacy of your own acreage. This move in ready property combines modern upgrades energy efficient features and plenty of indoor and outdoor space in a peaceful coastal setting. Don't miss your opportunity to own this exceptional property

Highlights

Listed by Kyle Johnson , 207-266-6666 Black & Tanne Realty Group , 252-648-8045. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

3.29

Year Built

1998

County

Carteret

Neighborhood

Not In Subdivision

Listing ID

100586569

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Gas Cooktop, Built-In Microwave, Water Softener, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Double Oven, Dishwasher, Convection Oven, ENERGY STAR Qualified Appliances

Air Cond:Central Air,Zoned,Heat Pump

Fireplaces:Wood Burning Stove

Floor:Vinyl,Tile,Wood,Ceramic Tile,Hardwood

Basement:Crawl Space

Other:Master Downstairs,Vaulted Ceiling(s),Entrance Foyer,Whirlpool,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,WiFi Thermostat,Wood Burning Stove

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,344

Taxes

$414

Home Price

$649,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$129,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,344.43

Principal

Taxes