Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1047 Smith Rd, Smithfield, NC 27577

House Description

Welcome HOME! Country living with modern upgrades! This light filled ranch home welcomes you with a charming rocking chair front porch and features paid-off solar panels for added energy savings. Inside, you'll find beautiful LVP flooring throughout the main areas and bathrooms, updated lighting and ceiling fans, and vaulted flat ceilings that create an open, airy feel. The kitchen offers granite countertops, freshly painted cabinets, and a gas range perfect for everyday cooking and entertaining. The spacious primary suite includes dual vanities and a separate soaking tub for a relaxing retreat. Step outside to enjoy the large, flat fenced backyard complete with a deck and storage shed. The propane tank is owned and conveys! Located in a beautiful rural setting with highly desirable schools, this home offers the perfect blend of peaceful country living and modern comfort. Rural, yes, but not far from so many ammenities to include medical facilities, shopping and restaurants! Great for commuting as this home is centrally located, only minutes to I-95 and 30 miles to RDU. Schedule your private tour today and don't let this one get away! So many bonuses at a great price!

Highlights

Listed by Christy R Mangum , 919-744-5184 Coldwell Banker HPW , 919-960-6352. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.58

Year Built

2001

County

Johnston

Neighborhood

Walkers Ridge

Listing ID

10169205

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,546

Taxes

$165

Home Price

$300,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$60,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,545.96

Principal

Taxes