Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

72 Ocellated Cir, Smithfield, NC 27577

House Description

Welcome to 72 Ocellated Circle, where modern style meets everyday comfort on an exceptional homesite. Situated on a spacious 0.689-acre lot, this beautifully upgraded home offers the perfect blend of luxury, privacy, and functionality in the heart of Johnston County. Step inside to discover an open-concept floor plan designed for today's lifestyle, featuring 9-foot ceilings, luxury vinyl plank flooring throughout the main living areas, and a versatile private den with elegant double doors—perfect for a home office, playroom, or flex space. The heart of the home is the stunning gourmet kitchen, showcasing a large center island, 42-inch stained birch cabinetry with brushed nickel hardware, Silestone quartz countertops, a designer tile backsplash, stainless steel Whirlpool appliances, and a sleek undermount sink with premium Moen fixtures. Whether you're entertaining guests or enjoying a quiet evening at home, this kitchen delivers both style and functionality. Retreat to the spacious owner's suite featuring a deluxe spa-inspired bathroom with a tiled walk-in shower, a matte black framed shower enclosure, an extended quartz vanity, and a generous walk-in closet, while the secondary bedrooms offer flexibility for family, guests, or hobbies. Thoughtfully upgraded throughout, this home includes whole-home cordless faux wood blinds, ceiling fan prewiring, under-cabinet lighting, additional electrical outlets and data ports, exterior camera prewiring, a smart front door deadbolt, a Wi-Fi-enabled garage door opener, and motion-sensor exterior lighting. Outside, the nearly 3/4-acre homesite offers endless possibilities for outdoor living, entertaining, gardening, or creating your own private backyard retreat, all while providing the space and privacy that's becoming increasingly difficult to find. If you've been searching for a move-in-ready home with premium finishes, modern technology, and an oversized homesite that truly stands apart, 72 Ocellated Circle is the one you've been waiting for. Schedule your private tour today and experience everything this exceptional home has to offer.

Highlights

Listed by L. Calvin Ramsey , 919-573-4550 Ramsey Realtors Team Inc , 919-427-4328. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

195 Quarterly

Year Built

2026

County

Johnston

Neighborhood

Turkey Ridge

Listing ID

10180251

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Free-Standing Electric Oven, Free-Standing Electric Range, Range, Stainless Steel Appliance(s), Water Heater

Air Cond:Central Air,Electric,Heat Pump

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2115

Below Ground Sq Ft:0

Other:Double Vanity,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Room Combination,Living/Dining Room Combination,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,927

Taxes

$238

HOA

$195

Home Price

$373,868

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$74,774

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,926.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,926.62	$238.34	$195.00	$2,359.96
Yearly	$23,119.43	$2,860.09	$2,340.00	$28,319.52
Total	$693,582.76	$85,802.71	$70,200.00	$849,585.46