Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

120 Shiloh Woods Cir, Smithfield, NC 27577

House Description

Welcome to the peaceful community of Shiloh Woods! The Wayfair floor plan offers 2,267 square feet of thoughtfully designed living space across two levels, featuring five bedrooms -- four upstairs and one on the main level with its own private full bath. This layout Welcome to the peaceful community of Shiloh Woods! The Wayfair floor plan delivers 2,267 square feet of thoughtfully designed living space across two levels, featuring four bedrooms, three upstairs and one on the main level with its own private full bath. A large loft on the second floor offers versatile space that can easily serve as a playroom, media room, or hobby retreat. A two car garage rounds out the home with ample storage and parking. Set on a private wooded lot of nearly three quarters of an acre, this home offers a rare combination of space and natural beauty. With its balance of open gathering areas and private retreats, the Wayfair is perfect for those seeking both comfort and flexibility. Refrigerator, washer/dryer, and blinds are included. Some photos are for illustration purposes only.

Highlights

Listed by Brad Norris , 910-988-4888 and Paul Brookshire , 336-655-4411 Dream Finders Realty LLC , 910-988-4888. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.7

HOA Fee

50 Monthly

Year Built

2026

County

Johnston

Neighborhood

Shiloh Woods

Listing ID

10163494

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Free-Standing Refrigerator, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Water Heater

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:2267

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Smooth Ceilings,Stone Counters,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,829

Taxes

HOA

$50

Home Price

$354,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$70,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,829.34

Principal

Taxes

HOA