Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

510 S 4th St, Smithfield, NC 27577

House Description

Charming 3-bedroom, 2-bath brick home located in an established neighborhood just minutes from downtown shopping and dining. This inviting home features a flexible floor plan with one bedroom conveniently located on the main level and two additional bedrooms upstairs. Updates per seller include The spacious, updated kitchen offers beautiful granite countertops and ample cabinet space, perfect for everyday living and entertaining. A formal dining room provides an elegant space for gatherings, while the downstairs office is ideal for working from home. Step outside to enjoy a private backyard, perfect for relaxing or outdoor entertaining. A wonderful combination of comfort, convenience, and classic charm.

Highlights

Listed by Debbie Edwards Howard , 919-868-2649 Carolina Realty , 919-934-0118. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.21

Year Built

1940

County

Johnston

Neighborhood

Not In Subdivision

Listing ID

100560319

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Entrance Foyer,Ceiling Fan(s),Eat-in Kitchen,See Remarks61

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,747

Taxes

$216

Home Price

$339,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$67,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,746.94

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$1,746.94	$216.11	$0.00	$1,963.05
Yearly	$20,963.24	$2,593.35	$0.00	$23,556.59
Total	$628,897.24	$77,800.50	$0.00	$706,697.74

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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