**Home qualifies for up to 10k in Wells Fargo down payment assistance for eligible buyers, with no repayment required. Plus up to an additional 5k in closing cost assistance and reduced-rate financing may also be available through the Dream Plan Home program. Eligibility requirements apply.** Welcome to 356 S Holland Dr in Smithfield -- a charming home with character you won't find in today's cookie-cutter builds. Tucked away at the end of a quiet dead-end street, this property offers privacy, flexible living space, and everyday convenience. The converted garage adds valuable bonus space with its own separate mini-split unit, making it ideal for a home gym, den, office, media room, playroom, or guest retreat. A wired shed adds even more functionality, perfect for storage, a workshop, hobby space, or additional workspace. Enjoy quiet mornings or unwind in the evenings on the welcoming front porch shaded by a charming mature cherry tree. Inside, you'll find a functional layout with comfortable living spaces and natural light throughout. The yard offers room to relax, garden, or create your own outdoor retreat. Located less than 2 miles from downtown Smithfield and less than 5 miles from the rapidly growing Eastfield Crossing development, you'll have convenient access to shopping, dining, and entertainment including Target, BJ's Wholesale Club, Academy Sports + Outdoors, Hobby Lobby, Chick-fil-A, Olive Garden, and more continuing to open nearby. If you've been searching for an affordable home under 300k with personality, versatility, and a location that keeps you close to everything while still feeling tucked away, 356 S Holland Dr is one you don't want to miss. Preferred lender incentives available! Buyers may receive a 1.0% lower interest rate for the first year at no cost on eligible Conventional, FHA, and VA loans. Additional incentives include no commitment fee and appraisal reimbursement up to $600 when using the preferred lender. Terms and eligibility apply.