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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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708 S 3rd St , Smithfield, NC 27577
$209,900
Est. Payment: $1,081.66/mo
2 Bed
1 Bath
1170 Sqft
Status: active | Days on site: 58
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

NO HOA | USDA ELIGIBLE | Downtown Smithfield Brick Ranch | Walkable Lifestyle | Investor-Friendly Opportunity Rare opportunity to own a charming brick ranch in the heart of Downtown Smithfield offering walkable convenience and strong flexibility for both homeowners and investors seeking long-term rental or Airbnb-style income potential. Just minutes from restaurants, shopping, entertainment, medical facilities, the Neuse River Amphitheater, and scenic access to the Neuse River Greenway, this home offers an exceptional blend of downtown convenience, recreation, and small-town lifestyle appeal. Opportunities to own in this desirable downtown location are becoming increasingly difficult to find. This well-maintained 2-bedroom, 1-bath home features a functional single-level layout, timeless hardwood floors, an open kitchen, formal dining room, and a cozy gas fireplace that adds warmth and character. The bright three-season room provides valuable flex space ideal for a home office, hobby room, reading area, or additional living space. Step outside to enjoy the covered patio, perfect for relaxing or entertaining, while the corner lot enhances curb appeal and creates a more open, spacious feel. Major system updates—including a water heater (2026), HVAC system (2020), and roof (2019)—provide added peace of mind and help reduce future maintenance concerns. Whether you're a first-time buyer exploring USDA-eligible financing opportunities, downsizing into a manageable single-level home, or seeking a property with long-term rental or Airbnb-style investment flexibility, this home delivers a rare combination of location, functionality, and value. With no HOA restrictions, updated major systems, and a highly desirable Downtown Smithfield location, this property offers the flexibility, convenience, and long-term appeal that today's buyers are searching for. Schedule your showing today.

Highlights

Listed by Sharon Evans , 919-271-3399 and Brandon Gildersleeve , 919-946-5867 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.08

Year Built

1940

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10171873

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Free-Standing Electric Range, Free-Standing Range, Microwave, Range
Air Cond:Ceiling Fan(s),Central Air,Heat Pump
Fireplaces:Family Room,Gas Log,Insert
Floor:Hardwood,Vinyl,Wood
Above Ground Sq Ft:1170
Below Ground Sq Ft:0
Basement:Crawl Space
Other:Bathtub/Shower Combination,Ceiling Fan(s),Crown Molding,Laminate Counters
Other:Public

Exterior Features

Lot:City Lot,Corner Lot,Front Yard,Level
Lot Dimensions:48 x 68 x 50 x 70
Zoning:RES
Roof:Shingle
Others:Rain Gutters,Covered,Deck,Enclosed,Porch
Sewer:Public Sewer
Parking Features:Attached,Concrete,Direct Access,Driveway,Open,Parking Pad,Private
Principal Interest
$1,082
Taxes
$161

Home Price

$209,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$41,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,081.66

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,081.66 $161.11 $0.00 $1,242.77
Yearly $12,979.89 $1,933.31 $0.00 $14,913.20
Total $389,396.85 $57,999.30 $0.00 $447,396.15

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Smithfield, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-01T23:27:03.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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