Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

603 Hancock St, Smithfield, NC 27577

House Description

Welcome Home to a Traditional Ranch house that offers you everything you are looking for located in the Historical part of Smithfield. First let's start with the 3855 sq ft on the main level. The inviting front porch. The front entrance offers the screen door and once inside you have this spacious Foyer. The spacious main floor bedrooms are to the left side of the home. To the right front the spacious formal living room area. Approximately in 2005 a 34x13 sunroom/gathering room was built with the huge windows that offer lighting in the room. 4 Fireplaces throughout home. Built in grill in Breakfast room. Hardwood Floors throughout home. Much custom detail still left in home. Including screen in porch side of house. This house has it all. Lets don't forget the oversize garage with 535 sq ft of upstairs living area that offers kitchen/living rm area and bedroom with bathroom. Home located within 1 mile of UNC Health Johnston Hospital and lots of shopping and restaurants close by. WANTING to do a BED & BREAKFAST come and see if this is THE house for you.

Highlights

Listed by Virginia Denton , 919-604-1503 Coldwell Banker HPW , 919-960-6352. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.51

Year Built

1899

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10161863

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Air Cond:Ceiling Fan(s),Dual,Electric,Heat Pump,Wall/Window Unit(s)

Fireplaces:

Floor:Hardwood,Tile,Vinyl

Above Ground Sq Ft:4390

Below Ground Sq Ft:0

Basement:Concrete,Sump Pump

Other:Office

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,447

Taxes

$355

Home Price

$669,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$133,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,447.49

Principal

Taxes