Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

21 Yardley Dr, Smithfield, NC 27577

House Description

Up to $15K Seller Concession to Use-As-You-Choose + Free Fridge & Blinds when Buyer uses the builder-owned lender, Liberty Ridge Lending. Discover the Cedar Floor Plan, a beautiful 2-story home featuring 3 bedrooms and 2.5 baths, crafted by JSJ Builders in the vibrant Lucas Park Subdivision. Nestled in the sought-after Brogden Community within the Princeton School District, this location is just minutes from I-95 and the upcoming I-42 (Highway 70), ensuring easy access from Raleigh to the Coast and convenient travel in both directions. Nearby, the master-planned community of Eastfield Crossing provides even more amenities and conveniences. The main level welcomes you through the foyer with dedicated office at the front of the home with beautiful accent walls. From there you enter into an open living, kitchen & dining space equipped with granite countertops, island, large pantry, and a spacious living room featuring a cozy gas fireplace. For added convenience and privacy you'll find a generous owner's suite with walk-in closet as well as ensuite bathroom, that has walk-in shower, and dual vanity. Laundry room and mud room complete the first floor with entry from the garage. Garage features a built-in workshop space! Upstairs are 2 addtl bedrooms with full bath complete with separate vanities! A study/loft area for addtl space on 2nd floor. Make Lucas Park your 'home-sweet-home,' where rural charm meets urban convenience!

Highlights

Listed by Tammy Register , 919-625-6237 EXP Realty LLC - C , 888-584-9431. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.73

HOA Fee

360 Annually

Year Built

2026

County

Johnston

Neighborhood

Lucas Park

Listing ID

100577527

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Dishwasher

Air Cond:Heat Pump

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Vinyl

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,855

Taxes

$229

HOA

$360

Home Price

$359,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,854.64

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,854.64	$229.44	$360.00	$2,444.08
Yearly	$22,255.67	$2,753.24	$4,320.00	$29,328.90
Total	$667,669.96	$82,597.05	$129,600.00	$879,867.01