Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

349 Spirit Springs Rd, Smithfield, NC 27577

House Description

Smith Douglas Homes proudly presents the Caldwell A plan at Liberty Creek. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION, NOVEMBER. ***REPRESENTATIONAL PHOTOS-HOUSE UNDER CONSTRUCTION**** This thoughtfully designed home offers the perfect balance of spacious living and everyday comfort, all set on a generous .74-acre homesite in the desirable town of Smithfield. A welcoming foyer opens to a formal dining room, creating an elegant space for holiday gatherings and special occasions. The beautifully appointed kitchen is sure to impress with quartz countertops, 36-inch cabinetry, a timeless brick-lay backsplash, and an open layout that keeps everyone connected. Luxury vinyl plank flooring flows throughout the main living areas, adding both style and durability. The main-level owner's suite provides a private retreat, complete with a dual-sink vanity, while the conveniently located first-floor laundry room makes daily living effortless. Upstairs, a spacious media room offers endless possibilities for movie nights, game days, or a playroom, along with two additional bedrooms and a full bath featuring double vanities for added convenience. Step outside to the covered patio and enjoy the privacy and possibilities of your expansive backyard. Beyond the home, the community invites you to gather around the outdoor fireplace, explore scenic walking trails, and enjoy the neighborhood playground. Ideally located just minutes from Carolina Premium Outlets, a wide variety of shopping and dining destinations, and convenient highway access, you'll enjoy the perfect blend of peaceful living and everyday convenience. Scheduled for completion in November, this beautiful home will be ready just in time to enjoy the holiday season in a place you'll love to call home.

Highlights

Listed by Adam Gorlesky , 919-280-1041 SDH Raleigh LLC , 919-909-4462. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.74

HOA Fee

575 Annually

Year Built

2026

County

Johnston

Neighborhood

Liberty Creek

Listing ID

10178026

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2231

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Double Vanity,Entrance Foyer,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,034

Taxes

HOA

$575

Home Price

$394,735

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$78,947

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,034.15

Principal

Taxes

HOA