Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1302 Swift Creek Rd, Smithfield, NC 27577

House Description

Welcome to 1302 Swift Creek Rd, a beautifully updated home offering the perfect blend of comfort, space, and modern upgrades--without the restrictions of an HOA. Nestled on 1.49 peaceful acres, this like-new property invites you to relax and enjoy serene garden views from the expansive new deck/screened in porch , your own private retreat. Inside, you'll find approximately 2,039 square feet of thoughtfully designed living space featuring 3 bedrooms and 2.5 bathrooms. Recent home improvements/upgrades provide peace of mind and style, including a new roof, HVAC system, water heater, and completely remodeled bathrooms with elegant tile flooring and updated showers and tub as well as an encapsulated crawlspace. The home offers multiple living areas to suit your lifestyle. Gather in the formal living room with soaring cathedral ceilings, abundant natural light from numerous windows, and a cozy gas log fireplace. Or unwind in the inviting family room just off the kitchen, complete with a charming wood-burning fireplace. The kitchen is a true chef's delight, boasting a large island, ample cabinetry, and plenty of space for meal prep and entertaining. Enjoy casual dining in the breakfast nook or host special occasions in the formal dining room. Additional highlights include a 2-car attached garage and a separate 2-car detached garage with its own private drive--perfect for extra vehicles, hobbies, or storage. This property offers the space, upgrades, and peaceful setting you've been searching for--ready for you to move in and make it your own. Some photos have been virtually staged.

Highlights

Listed by Jaclyn Smith , 919-813-0123 and Rachel Leeworthy , 919-210-3306 HomeTowne Realty , 919-550-7355. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.49

Year Built

1990

County

Johnston

Neighborhood

Glenview Acres

Listing ID

10160294

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave

Air Cond:Ceiling Fan(s),Central Air,Dual,Heat Pump

Fireplaces:Family Room,Gas Log,Living Room

Floor:Ceramic Tile,Hardwood,Laminate

Above Ground Sq Ft:2039

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Cathedral Ceiling(s),Ceiling Fan(s),Dining L,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Natural Woodwork,Shower Only,Walk-In Closet(s),Walk-In Shower

Other:Public

Exterior Features

Lot:Back Yard,Corner Lot,Few Trees,Front Yard,Garden,Hardwood Trees,Landscaped

Roof:Shingle

Others:Fenced Yard,Garden,Deck,Porch,Rear Porch,Screened

Sewer:Septic Tank

Parking Features:Additional Parking,Attached,Concrete,Detached,Driveway,Garage Door Opener,Garage Faces Front

Payment Calculator

Payment Breakdown

Principal Interest

$2,061

Taxes

$315

Home Price

$399,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,060.77

Principal

Taxes