Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

109 Peebles Dr, Smithfield, NC 27577

House Description

Welcome to 109 Peebles Drive, a beautifully designed end-unit townhome in the heart of Smithfield,NC. Blending modern comfort with classic charm, this home offers bright open spaces, stylish finishes, and a convenient location near shopping, restaurants, and parks. Step inside to discover a spacious open-concept layout filled with natural light and contemporary design. The main living area seamlessly connects the living room, dining space, and kitchen, creating an inviting atmosphere perfect for both everyday living and entertaining. The kitchen is a true showpiece, featuring stainless steel appliances, granite countertops, French door Refrigerator, and an oversized island with seating. The living room offers a cozy yet open feel, with large windows overlooking the backyard and easy access to the outdoor patio—ideal for morning coffee or weekend gatherings. Upstairs, the primary suite provides a relaxing retreat, complete with a WIC and a private en-suite bathroom featuring dual sinks, shower, and modern fixtures. Two additional bedrooms are bright and versatile, perfect for guest rooms, or home office space. A full hall bathroom and upstairs laundry including Washer and Dryer make daily living simple and efficient. This home's end-unit location provides extra privacy and plenty of natural light from additional windows. Just minutes away, you'll find Downtown Smithfield, Carolina Premium Outlets, and a wide variety of restaurants, cafes, and local shops. Outdoor enthusiasts will love the proximity to Smithfield Community Park and Neuse Riverwalk. Convenient access to US-70 and I-95 makes commuting to Raleigh, Clayton, or Goldsboro easy and efficient.

Highlights

Listed by Matt Perry , 919-789-1635 Keller Williams Elite Realty , 984-244-5830. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

90 Monthly

Year Built

2024

County

Johnston

Neighborhood

Franklin Townes

Listing ID

10131473

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Ceramic Tile,Vinyl

Above Ground Sq Ft:1632

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Pantry,Shower Only,Smart Thermostat,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,262

Taxes

$215

HOA

$90

Home Price

$244,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$48,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,262.02

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,262.02	$214.58	$90.00	$1,566.60
Yearly	$15,144.24	$2,575.00	$1,080.00	$18,799.24
Total	$454,327.24	$77,250.00	$32,400.00	$563,977.24