Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

619 Sturgeon St, Smithfield, NC 27577

House Description

*Seller Offering $2,000 - USE AS YOU CHOOSE* & 1% LENDER INCENTIVE WITH FIRST FEDERAL MORTGAGE! * Welcome to 619 Sturgeon Street. This like-new ranch in the East River community delivers a fresh take on comfort, style, and low-maintenance living--all just minutes from downtown Smithfield. Built in 2024 and meticulously cared for, this 3-bedroom, 2-bath home offers a bright, welcoming atmosphere with 9-foot ceilings and an abundance of natural light throughout. The open-concept living area strikes a perfect balance between cozy and functional, highlighted by a gas fireplace with custom built-ins--ideal for both relaxing evenings and entertaining guests. The kitchen is both stylish and practical, featuring granite countertops, plenty of cabinet space, a center island, and stainless steel appliances, making it easy to cook, gather, and entertain. The primary suite provides a quiet retreat, complete with a tray ceiling, generous walk-in closet, and a private bath designed for everyday comfort. Set on a manageable lot with a one-car garage and a fenced in backyard, this home offers ease and simplicity. As part of the East River community, residents also enjoy full access to the Smithfield Recreation & Aquatics Center for added recreation and connection. If you're searching for a newer, single-level home with thoughtful details, a touch of charm, and added privacy, this one is well worth a look.

Highlights

Listed by Susan Coombs , 919-333-8904 HTR Southern Properties , 919-879-8770. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

1330.56 Annually

Year Built

2024

County

Johnston

Neighborhood

East River

Listing ID

100572381

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Air Cond:Central Air

Fireplaces:Gas Log

Floor:Carpet,Laminate,Vinyl

Other:Walk-in Closet(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Built-in Features,Eat-in Kitchen,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,461

Taxes

$181

HOA

$1,331

Home Price

$283,500

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$56,700

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,460.93

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,460.93	$180.73	$1,330.56	$2,972.23
Yearly	$17,531.21	$2,168.78	$15,966.72	$35,666.70
Total	$525,936.19	$65,063.25	$479,001.60	$1,070,001.04