Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

227 Cheshire Farm Dr, Smithfield, NC 27577

House Description

Smith Douglas Homes proudly presents The McGinnis C at Cheshire. THIS HOME IS UNDER CONSTRUCTION, ESTIMATED COMPLETION, AUGUST ***REPRESENTATIONAL PHOTOS-HOUSE UNDER CONSTRUCTION**** Nestled on a wooded 1.16-acre homesite, this thoughtfully designed home combines modern comfort with stylish, functional living. A welcoming foyer opens to a bright formal dining area or flex space, ideal for hosting guests, working from home, or creating a personalized retreat. The expansive family room creates a comfortable gathering space and connects seamlessly to the beautifully appointed kitchen. Features include granite countertops, elegant quill-colored cabinetry with upgraded hardware, pendant lighting, and a large island perfect for casual dining and entertaining. Luxury vinyl plank flooring enhances the main living areas, while soft carpeting adds warmth upstairs. The second floor includes a spacious loft offering flexible living options, along with three secondary bedrooms featuring ceiling fan pre-wiring and an impressive primary suite designed for relaxation. The private primary retreat showcases a spa-inspired bath complete with quartz countertops, dual vanities, a large walk-in shower, and convenient direct access to the laundry room. The secondary bath also includes a dual vanity for added functionality. This property offers both privacy and convenience with easy access to shopping, dining, and entertainment in Smithfield, including the nearby Carolina Premium Outlets. Experience the ideal balance of space, style, and everyday convenience in this welcoming community.

Highlights

Listed by Sean Peter Warren , 631-304-3511 and Garth Duthie , 919-525-8805 SDH Raleigh LLC , 919-909-4462. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.16

HOA Fee

550 Annually

Year Built

2026

County

Johnston

Neighborhood

Cheshire

Listing ID

10167484

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Stainless Steel Appliance(s)

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Above Ground Sq Ft:2372

Below Ground Sq Ft:0

Other:Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Walk-In Closet(s),Walk-In Shower,Water Closet

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,855

Taxes

HOA

$550

Home Price

$359,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,854.64

Principal

Taxes

HOA