Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5010 Stone Creek Dr, Sims, NC 27880

House Description

This gorgeous 4-bedroom, 2.5-bath home offers approximately 2,476 square feet of stylish living space on a 1 acre +/- lot, giving you room to spread out, entertain, and enjoy the good life just a mile from Buckhorn Reservoir. The showstopper here is the oversized detached 3-bay garage with its own driveway - an absolute unicorn for car enthusiasts, hobbyists, home-based businesses, or anyone hunting for serious storage and workshop space. Step outside and imagine parking your boat, RV, or extra vehicles with ease, while still having space left over for tools, toys, and tinkering. Inside, you'll find a modern open layout with a welcoming foyer, spacious living room, and a bright kitchen that flows perfectly for everyday life. Four well-appointed bedrooms and 2.5 baths provide plenty of room to relax, including an inviting primary suite where you can recharge after a long day. Located in a sought-after area of Sims with access to a desirable, nationally recognized school. This home offers peaceful country-style living with convenient commutes to Wilson, Raleigh, and the surrounding communities of Clayton and Seymour Johnson AFB. Enjoy a quiet neighborhood feel while still being close to shopping, dining, and outdoor recreation. If you've been waiting for a move-in ready home with a dream detached garage in a great school area, this is it. Schedule your tour of 5010 Stone Creek Drive today and come see how fun life can be when home checks every box!

Highlights

Listed by Tammy Eickhoff , 919-610-2366 Carolina Homeland Partners LLC , 919-610-2366. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.96

HOA Fee

180 Annually

Year Built

2024

County

Wilson

Neighborhood

Cross Creek

Listing ID

100581192

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, Dishwasher

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:LVT/LVP

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Solid Surface,Kitchen Island,Pantry,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,654

Taxes

$328

HOA

$180

Home Price

$515,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,653.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,653.90	$328.31	$180.00	$3,162.21
Yearly	$31,846.81	$3,939.75	$2,160.00	$37,946.56
Total	$955,404.37	$118,192.50	$64,800.00	$1,138,396.87