Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1307 S Chatham Ave, Siler City, NC 27344

House Description

Country charm meets urban convenience in this stunning 1929 Craftsman. Nestled on a beautiful 1.38-acre lot minutes from downtown Siler City. This home boasts soaring ceilings, abundant natural light and architectural character that is hard to find in today's homes. Beadboard walls, heavy trim/mouldings and an artistic stenciled design on the kitchen floor are just a few of the details of a bygone era. Enjoy a soak in the clawfoot tub or a tall glass of iced tea on your wrap-around porch. There is a large covered back porch that houses the home's original well for added nostalgia. A fenced backyard is perfect for family pets or smaller livestock, as this property has an AG exemption even though it is located within city limits. A studio apartment above the garage is perfect for generating rental income or for visiting family. Additionally, there is a heated and cooled building that is ideal for an office, yoga studio or whatever activity your imagination can come up with. There are additional outbuildings that could be used for storage. If you want a little breathing room but still want to be minutes from shopping and restaurants, this is the home for you.

Highlights

Listed by Nate Howard , 919-452-6484 Howard Group Real Estate LLC , 919-452-6484. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.39

Year Built

1929

County

Chatham

Neighborhood

Not in a Subdivision

Listing ID

10176468

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Water Heater, Gas Range, Plumbed For Ice Maker, Range Hood, Refrigerator

Air Cond:Central Air

Fireplaces:

Floor:Ceramic Tile,Hardwood,Painted/Stained

Above Ground Sq Ft:1910

Below Ground Sq Ft:0

Other:Apartment/Suite,Eat-in Kitchen,High Ceilings,High Speed Internet,Room Over Garage,Smart Camera(s)/Recording,Smooth Ceilings,Soaking Tub,Solar Tube(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Exterior Features

Lot:Back Yard,Front Yard,Hardwood Trees,Many Trees

Lot Dimensions:See Survey

Roof:Metal

Others:Fenced Yard,Rain Gutters,Smart Camera(s)/Recording,Enclosed,Front Porch,Glass Enclosed,Rear Porch,Wrap Around

Sewer:Public Sewer

Parking Features:Carport,Driveway,Garage,Paved

Payment Calculator

Payment Breakdown

Principal Interest

$2,056

Taxes

$322

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes