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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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154 Spinnaker Ln , Semora, NC 27343
$575,000
Est. Payment: $2,963.09/mo
3 Bed
2 Bath
2019 Sqft
Status: pending | Days on site: 129
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

154 Spinnaker feels like the lake house you grew up visiting as a kid ... the one where everyone gathered, laughter carried across the water, and summer days somehow felt endless. Coffee on the dock in the morning. Wet towels draped over chairs after long afternoons on the lake. Card games around the table. Cousins piled into sleeping bags downstairs after sunburned days on the water. The kind of place where memories were made in the simple moments. And maybe that is exactly what makes this home special. Not every lake house is meant to feel brand new. Some are meant to feel familiar, comfortable, and timeless. Fully furnished and ready to enjoy now, this Hyco Lake retreat offers wide-open water views, a private dock with screened area, 3 bedrooms and 2 baths on the main level, plus a finished walk-out basement with additional gathering space, bonus room, and propane fireplace for year-round weekends at the lake. Outside, the carport, storage shed, lean-tos, and paid-for solar panels support easy lake living, while the optional pontoon boat and jet ski package make stepping into lake life even more effortless. Priced below many current Hyco waterfront properties, this home offers an approachable opportunity to own a true lake place with character, warmth, and room to slowly make it your own over time. Conveniently located within reach of Raleigh, Durham, RTP, Greensboro, Southern Virginia, Virginia International Raceway, and Caesars Virginia.

Highlights

Listed by Lisa Kane , 919-757-5103 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
1.1

Year Built

1975

County

Person

Neighborhood

Hyco Lake

Listing ID

10152407

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Air,Electric
Fireplaces:Gas Log,Living Room
Floor:Carpet,Vinyl
Above Ground Sq Ft:1174
Below Ground Sq Ft:845
Basement:Exterior Entry,Finished,Full,Heated,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:Bathtub/Shower Combination,Beamed Ceilings,Bookcases,Ceiling Fan(s),Eat-in Kitchen,Separate Shower,Storage,Walk-In Shower
Other:Well

Exterior Features

Lot:Lake on Lot,Views,Waterfront
Roof:Shingle
Sewer:Septic Tank
Parking Features:Attached Carport,No Garage
Principal Interest
$2,963
Taxes
$252

Home Price

$575,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,963.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,963.09 $251.63 $0.00 $3,214.72
Yearly $35,557.12 $3,019.53 $0.00 $38,576.65
Total $1,066,713.61 $90,585.90 $0.00 $1,157,299.51

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Semora, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-02T05:25:12.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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