Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

117 N Stillwood Ln, Semora, NC 27343

House Description

The dream lake house you have been waiting for that checks all the boxes! Privacy - check! Prime location on main part of the lake - check! Easy walk to the water - check! Convenient location right off of 57, space for ALL of your family & friends, and most importantly a gorgeous view - check check and CHECK!!! 6.62 acres of LOW MAINTENANCE yard to enjoy the lake. Truly made for entertaining and enjoying with others, this home features 4 bedrooms, 3 full baths & 1 half bath, 3 built in cubby trundles, open kitchen and living area with wide open views of the lake, large trex deck with custom vinyl porch enclosures for cooler months, firepit area, marvel beverage fridge, a 5 x 7 walk in wine cellar & extra parking. Gorgeous & thoughtful finishes throughout home include custom sourced hardwood floors, quartz countertops, high end lighting, motion sensing lighting in bathrooms and showers, thermador gas range and stainless steel appliances. You can work or play from home, private office with built in cabinetry, star link and cell amplifier. Double slip boat dock in a FULLY stabilized cove with recently enhanced rip rap. Enjoy the peace of floating and playing in the cove when you're needing a slower lake day. QUICK boat ride to marina and boat ramp. Summer is just getting started, schedule your tour today!!

Highlights

Listed by Crystal Kelly , 336-583-7559 Keller Williams Central , 336-227-4433. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

6.62

HOA Fee

1800 Annually

Year Built

2015

County

Person

Neighborhood

Hyco Lake

Listing ID

10173564

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Range, Water Heater, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer/Dryer Stacked, Water Purifier Owned, Water Softener Owned

Air Cond:Ceiling Fan(s),Central Air,Humidity Control

Fireplaces:

Floor:Hardwood,Tile

Above Ground Sq Ft:2770

Below Ground Sq Ft:0

Other:Bookcases,Pantry,Ceiling Fan(s),Central Vacuum,Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Living/Dining Room Combination,Master Downstairs,Quartz Counters,Recessed Lighting,Shower Only,Smart Light(s),Smooth Ceilings,Storage,Walk-In Closet(s),Walk-In Shower,Wired for Data,Wired for Sound,Office

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$6,673

Taxes

$617

HOA

$1,800

Home Price

$1,295,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$259,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,673.40

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$6,673.40	$617.37	$1,800.00	$9,090.77
Yearly	$80,080.82	$7,408.39	$21,600.00	$109,089.21
Total	$2,402,424.57	$222,251.70	$648,000.00	$3,272,676.27