Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

105 Deer Run Trl, Semora, NC 27343

House Description

Escape to this unique A-frame log cabin nestled on the highly desirable north side of Hyco Lake. Situated on a deep-water cove just moments away from the main lake and marina, 105 Deer Run Trail offers the perfect blend of rustic charm and premier waterfront living. Key features you'll love are the ultimate boat dock: Fully equipped for summer fun with a jet ski lift and a boat lift, making it a haven for water sports enthusiasts, expansive outdoor living featuring massive amounts of decking—all newly replaced in 2023—providing incredible, panoramic views of the water and the perfect backdrop for entertaining or relaxing. There is a bedroom on each floor with its own bathroom. The bedroom on the lower level is open to the den. Everything in the home conveys so it is ready for the new owner.

Highlights

Listed by Brooks Warren , 919-801-2637 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.52

HOA Fee

150.95 Annually

Year Built

2000

County

Person

Neighborhood

Hyco Lake

Listing ID

10179804

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer

Air Cond:Central Air,Electric

Fireplaces:

Floor:Hardwood,Tile

Above Ground Sq Ft:782

Below Ground Sq Ft:572

Basement:Daylight,Exterior Entry,Finished,Interior Entry

Other:Bathtub/Shower Combination,Ceiling Fan(s),Granite Counters,High Ceilings,Shower Only

Other:Private,Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,736

Taxes

$405

HOA

$151

Home Price

$725,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$145,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,736.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,736.07	$404.84	$150.95	$4,291.87
Yearly	$44,832.89	$4,858.11	$1,811.40	$51,502.40
Total	$1,344,986.73	$145,743.30	$54,342.00	$1,545,072.03