Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

253 Montgomery Heights Rd, Selma, NC 27576

House Description

Welcome to The Rosa — a modern cottage-style home on a spacious .94-acre lot with a crisp white exterior, black accents, front porch, rear deck, and crawl-space foundation. The thoughtful floor plan offers main-level living with an open kitchen, dining, and living area, private primary suite with double sinks, plus a mud/laundry room and half bath near the garage. Upstairs features additional bedrooms, a bonus room, and a charming reading nook at the top of the stairs. The spacious .94-acre lot offers large, flat front, rear, and side yard areas, creating usable outdoor space rarely found in many new construction homes. Convenient to Flowers Plantation shopping area in Clayton, Hwy 70, Hwy 96, and I-95.

Highlights

Listed by Brigitte Hill , 919-426-7082 EXP Realty LLC , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.94

Year Built

2026

County

Johnston

Neighborhood

Not in a Subdivision

Listing ID

10172699

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Range, Free-Standing Electric Oven, Free-Standing Electric Range, Free-Standing Range, Microwave, Plumbed For Ice Maker, Range, Self Cleaning Oven, Water Heater

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:2015

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Kitchen Island,Open Floorplan,Master Downstairs,Quartz Counters,Recessed Lighting,Room Over Garage,Separate Shower,Stone Counters,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,056

Taxes

$19

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes