Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

95 Howell Farm Dr, Selma, NC 27576

House Description

FENCED IN BACK YARD!!! Welcome to the Move-In Ready Nolan plan in the highly desirable Howell Farm community, perfectly situated beside Cardinal Country Club! This beautifully crafted 4-bedroom, 3-bath home offers the ideal blend of style, comfort, and quality craftsmanship with a spacious 3-car garage. The thoughtfully designed open-concept floor plan features a stunning family room highlighted by a shiplap fireplace with stained mantle creating the perfect gathering space. The chef's kitchen includes granite countertops, tile backsplash, stainless steel appliances, large breakfast bar and dining area overlooking the screened porch.The private first-floor owner's suite is a relaxing retreat featuring a trey ceiling, accent wall, ensuite with dual vanity, oversized tiled walk-in shower w/ built in seat, and an expansive walk-in closet with custom wood shelving. Two additional bedrooms, a full bath with tiled tub surround, spacious laundry room, and convenient mudroom complete the main level. Upstairs, you'll find a generous bonus room, an additional bedroom, and a full bath, perfect for guests, a home office, or media space.Luxury Vinyl Plank flooring extends throughout the main living areas and owners suite, while stained stair treads add warmth and character. Enjoy outdoor living year-round from the screened porch overlooking the backyard. Additional features include a WiFi-enabled thermostat, window blinds, screens, abundant storage, and quality finishes throughout. Conveniently located just minutes from Eastfield Crossing, I-95, I-42, and the growing downtown Pine Level area, this exceptional home offers the perfect combination of peaceful living and everyday convenience. Schedule your showing today!

Highlights

Listed by Tammy Register , 919-625-6237 and Charlene Bayne , 919-880-2446 eXp Realty, LLC - C , 888-584-9431. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

250 Annually

Year Built

2026

County

Johnston

Neighborhood

Howell Farm

Listing ID

10177501

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Built-In Electric Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Plumbed For Ice Maker, Range Hood

Air Cond:Electric,Heat Pump

Fireplaces:Gas Log,Living Room

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2707

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Breakfast Bar,Ceiling Fan(s),Dining L,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Separate Shower,Smart Thermostat,Smooth Ceilings,Storage,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,679

Taxes

$21

HOA

$250

Home Price

$519,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,679.15

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,679.15	$20.83	$250.00	$2,949.99
Yearly	$32,149.82	$250.00	$3,000.00	$35,399.82
Total	$964,494.62	$7,500.00	$90,000.00	$1,061,994.62