Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

5004 Cardinal Cir, Sanford, NC 27332

House Description

Beautifully nestled in this gated community of Carolina Trace Country Club, is a home that offers a perfect blend of relaxation and picturesque views! The spacious living area flows smoothly into the dining and kitchen areas. The kitchen offers great cooking space, storage and granite countertops. Owner's suite is on the main level and bath area includes a cozy towel warmer! Two additional spacious bedrooms on the second floor along with the second full bath! Another great feature is the finished basement with third full bath! Limitless opportunities with this space and great for additional room when entertaining! New Appliances in 2023 and new paint and carpet in 2025! Wonderful deck area in the back of the home for day/evening enjoyment. Enjoy the spring and summers by having walking distance to the community pool! You can also enjoy the country club, pool, golf and tennis for additional membership options. Even enjoy boating on the beautiful Trace Lake! An amazing place to live and play! Don't miss out on the opportunity make this your next home!

Highlights

Listed by Ann Auerbach , 919-270-2129 Pace Realty Group, Inc. , 919-834-9170. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.29

HOA Fee

840 Annually

Year Built

1984

County

Lee

Neighborhood

Carolina Trace

Listing ID

10147979

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator

Air Cond:Heat Pump

Fireplaces:

Floor:Carpet,Hardwood,Vinyl

Above Ground Sq Ft:1757

Below Ground Sq Ft:594

Basement:Finished

Other:Bathtub/Shower Combination,Ceiling Fan(s),Granite Counters,High Ceilings,Living/Dining Room Combination,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,752

Taxes

$202

HOA

$840

Home Price

$340,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$68,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,752.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,752.09	$202.50	$840.00	$2,794.59
Yearly	$21,025.08	$2,429.95	$10,080.00	$33,535.03
Total	$630,752.40	$72,898.50	$302,400.00	$1,006,050.90