Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

564 Coachman Way, Sanford, NC 27332

House Description

$10,000 SELLER CONCESSIONS offered at a new price. Welcome to Carolina Lakes, where you'll find a blend of vacation-style amenities and neighborhood charm. This gated lake community features privately maintained roads, lake with marina pavilions, and amenities including boating, kayaking, golf, a clubhouse, pool, playgrounds, nature trails, pickleball, tennis, and basketball courts. This home offers a functional layout with multiple living spaces, including a living room, family room with wood-burning fireplace, formal dining room, and kitchen with breakfast nook. The main level also includes a laundry area and half bath. Upstairs, you'll find three bedrooms and two full baths, including a spacious primary suite with double vanities and a jetted tub. The area over the garage provides excellent storage space. Recent updates: roof 2020, water heater 2025, kitchen flooring 2026, HVAC serviced 2025. Being sold "AS IS" so you can make it your own. Some photos are virtually staged. $10,000 SELLER CONCESSION for repairs, updates, paint, closing costs, or a rate buy-down. Buyers choice subject to lender and loan limits.

Highlights

Listed by Ann Milton , 910-237-1675 and Torrie Bell , 910-890-7552 Ann Milton Realty , 910-814-1012. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.49

HOA Fee

900 Annually

Year Built

1993

County

Harnett

Neighborhood

Carolina Lakes

Listing ID

10158490

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Electric Range, Electric Water Heater, Free-Standing Range, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:Family Room

Floor:Carpet,Vinyl,Wood

Above Ground Sq Ft:1820

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,Laminate Counters,Walk-In Closet(s),Whirlpool Tub

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,597

Taxes

$163

HOA

$900

Home Price

$309,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$61,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,597.44

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,597.44	$162.69	$900.00	$2,660.13
Yearly	$19,169.31	$1,952.29	$10,800.00	$31,921.60
Total	$575,079.22	$58,568.70	$324,000.00	$957,647.92