Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

127 Clearwater Harbour, Sanford, NC 27332

House Description

Welcome to lake community living at its finest in the sought-after gated community of Carolina Lakes. This beautifully designed 4-bedroom, 3.5-bath home offers the perfect blend of comfort, functionality, and space for both everyday living and entertaining. Step inside to an inviting open floor plan featuring hardwood floors, granite countertops, stainless steel appliances, and abundant natural light throughout the main living areas. The spacious primary suite provides a private retreat with a relaxing jetted tub, separate shower, and double vanity. Upstairs, a versatile bonus room with wet bar, full bath, and closet creates the ideal space for entertaining, hosting guests, or creating a private flex suite. Enjoy peaceful mornings on the charming wraparound front porch and unwind in the evenings on the screened-in back porch overlooking the backyard. Residents of Carolina Lakes enjoy resort-style amenities including lakes for boating and fishing, marina access, community pool, tennis courts, beach area, walking trails, and more--making every day feel like a getaway. Conveniently located near Fort Bragg, shopping, dining, and major commuting routes, this home offers both privacy and accessibility. Don't miss your opportunity to experience the lifestyle this exceptional home and community have to offer--schedule your showing today.

Highlights

Listed by Melissa H McHarney , 919-721-3492 Coldwell Banker Advantage-Southern Pines , 910-693-3300. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.33

HOA Fee

900 Annually

Year Built

2006

County

Harnett

Neighborhood

Carolina Lakes

Listing ID

100567708

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Disposal, Dishwasher, Electric Range

Air Cond:Central Air,Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Ceramic Tile,Hardwood

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),Solid Surface,Ceiling Fan(s),Pantry,Walk-in Shower,Wet Bar,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,953

Taxes

$242

HOA

$900

Home Price

$379,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,953.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,953.07	$241.61	$900.00	$3,094.68
Yearly	$23,436.78	$2,899.35	$10,800.00	$37,136.13
Total	$703,103.41	$86,980.50	$324,000.00	$1,114,083.91