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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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645 W Fork Creek Rd , Saluda, NC 28773
$475,000
Est. Payment: $2,447.77/mo
4 Bed
3 Bath
1864 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Private Mountain Retreat with Two Homes on 4.4 Acres Tucked away on 4.4 wooded acres just 15 minutes from downtown Saluda, this peaceful mountain property offers privacy, versatility, and a beautiful natural setting with a flowing stream and mature trees. With two homes totaling 3,562 square feet, the possibilities are endless. The main home features 3 bedrooms, 2 bathrooms, and 1,890 square feet with hardwood floors, wood ceilings, vaulted ceilings, abundant natural light, and a desirable split-bedroom floor plan. The living room centers around a rock fireplace with a wood stove, creating the perfect spot to gather on cool mountain evenings. A covered front porch and screened porch provide plenty of space to relax and enjoy the surroundings. Recent exterior paint, an encapsulated crawl space, and a whole-house generator add peace of mind. Just steps away, the charming converted barn offers an additional 1,668 square feet of living space with a rustic mountain feel and modern touches, including a bedroom, full kitchen, bathroom, and large bonus room. It is ideal for guests, multi-generational living, a private retreat, or rental income. The land itself is a standout feature, offering a small mountain stream, mature trees for privacy, and a level yard with room for gardening, recreation, or animals, plus a fenced area already in place. Whether you're looking for a full-time residence, a place to live while generating income from the second home, an investment opportunity, or your own private mountain getaway, this one-of-a-kind property is ready to fit your vision.

Highlights

Listed by Eddie Glance , 828-712-7383 LPT Realty, LLC , 877-366-2213. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
4.4

Year Built

1948

County

Polk

Neighborhood

None

Listing ID

4398267

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Gas Oven, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
Air Cond:Ductless,Heat Pump
Fireplaces:Living Room
Above Ground Sq Ft:1864
Below Ground Sq Ft:0
Other:Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Cleared,Green Area,Private,Sloped,Creek/Stream,Wooded
Zoning:MX
Sewer:Septic Installed
Parking Features:Attached Carport
Principal Interest
$2,448
Taxes
$303

Home Price

$475,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,447.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,447.77 $302.81 $0.00 $2,750.59
Yearly $29,373.27 $3,633.75 $0.00 $33,007.02
Total $881,198.20 $109,012.50 $0.00 $990,210.70

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Saluda, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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