Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

260 River Country Rd, Salisbury, NC 28146

House Description

Beautiful custom-built brick home located in Wood Duck Cove @ High Rock Lake, offering over 4,000 square feet. The main level features a split floor plan with a primary suite complete with a tile shower & jetted tub, along with a living room showcasing vaulted ceilings & stone fireplace overlooking the private backyard. The kitchen is equipped with stainless appliances & is open to the dining area. 2 additional bedrooms, full bath & laundry room complete the main level. Upstairs, you’ll find another full bath, 2 flex spaces & a bonus room over garage. The basement provides versatility with a bedroom, full bath, additional flex space, plus unfinished storage & workshop areas. Two lots with 1.49 acres, the property offers extra parking options with a 2-car attached garage, detached garage & basement garage—ideal for boats and recreational equipment. Enjoy a charming wraparound porch. Access to lake amenities including a community boat ramp & dock just moments away.

Highlights

Listed by Mechelle Kuld , 704-310-6414 TMR Realty, Inc. , 704-245-6184. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

1.49

HOA Fee

700

Year Built

2008

County

Rowan

Neighborhood

Wood Duck Cove

Listing ID

1214148

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:4

Appliances:Microwave, Built-In Refrigerator, Dishwasher, Free-Standing Range, Electric Water Heater

Air Cond:Central Air

Fireplaces:Gas Log,Living Room

Floor:Carpet,Laminate,Tile

Basement:Partially Finished,Basement

Other:Ceiling Fan(s),Vaulted Ceiling(s),Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$3,349

Taxes

$414

HOA

$700

Home Price

$649,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$129,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,349.07

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,349.07	$414.31	$700.00	$4,463.38
Yearly	$40,188.82	$4,971.74	$8,400.00	$53,560.56
Total	$1,205,664.66	$149,152.05	$252,000.00	$1,606,816.71