Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

3482 Polk County Line Rd , Rutherfordton, NC 28139
$449,900
Est. Payment: $999.78/mo
3 Bed
3 Bath
1552 Sqft
Status: Active | Days on site: 0
Get Pre-Qualified
R10991 - 82190
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Tucked away on 5 private wooded acres in Rutherfordton, this unique property has been lovingly maintained by its original and only owner and offers the perfect blend of peaceful country living and income potential. Surrounded by mature trees, creeks, and lush greenery, the home feels like a true retreat while still being just minutes from the Tryon Equestrian Center. Both the home and gazebos received brand new roofs in 2025, offering added peace of mind for years to come. The main level welcomes you with a dramatic vaulted great room featuring a cozy fireplace, laminate wood floors, and a striking spiral staircase leading to a bedroom + bathroom loft area. The kitchen offers abundant cabinet space and generous countertop area, ready for your personal touch. Multiple living and dining spaces throughout the home provide flexibility for everyday living and entertaining alike. Large windows throughout frame the surrounding trees, filling the home with natural light. What truly sets this property apart is the fully finished basement level complete with its own living area, dining space, bedroom, full bathroom, and kitchen. Combined with a private entrance, this space is ideal as an in-law suite or income-producing apartment, offering excellent flexibility for multi-generational living or additional revenue. Step outside and discover the true magic of this property. Two charming gazebos offer peaceful spots to relax and take in the scenery, while tranquil Koi ponds add serene water features to the landscape. A screened porch off the main living area extends your living space outdoors, perfect for morning coffee or evening relaxation surrounded by nature. Additional sheds on the property provide space for equipment, hobbies, or extra storage. With a 1-car garage, extensive private grounds, and an unbeatable location near the Tryon Equestrian Center and historic Fox Haven Plantation, this Rutherfordton property is a rare opportunity for buyers seeking privacy, flexibility, and income potential all in one package.

Highlights

Listed by Cori James , 828-242-4312 MACKEY REALTY LLC - AVL , 828-782-5553.

Property Type

Residential

Lot/Acreage
5

Year Built

2001

County

Rutherford

Neighborhood

None

Listing ID

4424909

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Oven, Electric Range, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Gas Log,Living Room
Floor:Laminate,Tile
Above Ground Sq Ft:1552
Below Ground Sq Ft:0
Basement:Apartment,Basement Garage Door,Daylight,Exterior Entry,Finished,Interior Entry,Walk-Out Access
Other:
  • Additional:Entrance Foyer, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Orchard(s),Green Area,Paved,Private,Wooded
Roof:Architectural Shingle
Others:
  • Additional:Storage
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway,Attached Garage,Garage Faces Side
Principal Interest
$1,000
Taxes
$287

Home Price

$449,900

Loan Details

30 yrs
%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$999.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $999.78 $286.81 $0.00 $1,286.59
Yearly $11,997.33 $3,441.74 $0.00 $15,439.07
Total $359,920.00 $103,252.05 $0.00 $463,172.05

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Rutherfordton, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.