Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

138 Elliott Ln, Rutherfordton, NC 28139

House Description

Welcome to your own private countryside retreat, where peaceful living, equestrian lifestyle, and exceptional investment potential come together. Nestled within a gated community in a quiet, safe neighborhood, this secluded 2-acre property offers breathtaking countryside views, mature trees, and the rare opportunity to keep up to two horses. Ideally located just minutes from the renowned Tryon International Equestrian Center and charming Tryon, this property is perfectly suited for horse enthusiasts, competitors, spectators, and visitors seeking the best of Western North Carolina living. Its highly desirable location has also produced proven vacation rental income, making it an attractive opportunity for investors or owners looking to generate supplemental revenue. The thoughtfully maintained 2494-square-foot home features 3 bedrooms and 2 bathrooms, including a beautifully renovated bathroom and fresh interior paint throughout. Spacious living areas provide comfort and flexibility for full-time living, a vacation getaway, or short-term rental use. Outdoor living is where this property truly shines. Enjoy morning coffee or evening gatherings on the screened-in porch overlooking the natural beauty of the property, host family and friends around the fire pit, or unwind beside the picturesque koi pond. The peaceful setting offers unmatched privacy while remaining conveniently close to local dining, shopping, wineries, and equestrian events. An oversized garage provides abundant space for vehicles, equipment, recreational gear, hobbies, or workshop needs. With a successful vacation rental history and additional income-producing possibilities, this property presents exceptional potential for multiple revenue streams, including double rental income opportunities. Whether you're searching for a private equestrian homestead, a mountain getaway, or an income-producing investment near one of the nation's premier equestrian destinations, this unique property offers a rare combination of tranquility, convenience, and financial opportunity. Property Highlights 2-acre equestrian property allowing up to 2 horses / Proven vacation rental income history / Potential for multiple income streams / Minutes from Tryon International Equestrian Center / Convenient to downtown Tryon, restaurants, shops, wineries, and equestrian events / 2494sq. ft. / 3 bedrooms, 2 bathrooms / Renovated bathroom / Fresh interior paint / Gated community / Quiet, safe, and private setting / Expansive scenic countryside views / Mature trees and natural surroundings / Oversized garage / Screened-in porch / Fire pit and beautiful koi pond / Double rental income potential

Highlights

Listed by Dotty Allen , 828-429-8788 and Ricky Poteat , 828-429-8788 Foothills Homes and Land, LLC , 828-484-6632. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

HOA Fee

500 Annually

Year Built

2003

County

Polk

Neighborhood

Green River Highlands

Listing ID

4394425

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,422

Taxes

$300

HOA

$500

Home Price

$470,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$94,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,422.01

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,422.01	$299.63	$500.00	$3,221.63
Yearly	$29,064.08	$3,595.50	$6,000.00	$38,659.58
Total	$871,922.43	$107,865.00	$180,000.00	$1,159,787.43