Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

152 Duke Ln, Roxboro, NC 27574

House Description

Charming lake retreat w/ 2-beds 2-baths on the main floor as well as an eat-in kitchen and living area with wood burning fireplace. 3rd floor loft can be used for a bunk room, craft room or office. Take in the water views as soon as you step in the front door. Double sliding doors lead you to the 400+ sq. ft. trex deck. Unfinished lower level with wood burning fireplace is heated and cooled. Walk out basement leads to covered patio. This waterfront property offers direct access to Hyco Lake for kayaking, canoeing and fishing. The property encompasses over 1.17 acres of land w/144 ft of shoreline. Single slip dock with 4,000lb lift is in place but is not useable for motorboat access. Serene setting with exceptional outdoor space. and peaceful surroundings. Most furniture conveys. NO RESTRICTIONS! Additional adjacent lot available for purchase (See Agent for details) Back Up heating oil is used below approx 20 degrees Shared Well. Buyer to pay one time $350 fee to transfer lake lease.

Highlights

Listed by Lori Smith , 804-241-3065 West & Woodall Real Estate - S , 336-322-5800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1.17

HOA Fee

152.25 Annually

Year Built

1974

County

Person

Neighborhood

Hyco Lake

Listing ID

10173749

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater

Air Cond:Central Air,Electric,Heat Pump

Fireplaces:Basement,Living Room,Wood Burning

Floor:Carpet,Concrete,Hardwood,Parquet,Tile,Vinyl

Above Ground Sq Ft:1391

Below Ground Sq Ft:0

Basement:Block,Concrete,Daylight,Exterior Entry,Full,Heated,Interior Entry,Sump Pump,Unfinished,Walk-Out Access

Other:Bathtub/Shower Combination,Beamed Ceilings,Eat-in Kitchen,High Ceilings,Master Downstairs,Stone Counters,Walk-In Shower

Other:Shared Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,061

Taxes

$143

HOA

$152

Home Price

$399,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,060.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,060.77	$142.51	$152.25	$2,355.53
Yearly	$24,729.20	$1,710.16	$1,827.00	$28,266.36
Total	$741,876.13	$51,304.80	$54,810.00	$847,990.93