Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

401 Oakwood Ln, Roxboro, NC 27574

House Description

A true home built for lake living! Experience this beautifully designed 3-bedroom, 2.5-bath home on Mayo Lake, with modern style and thoughtful detail. Inside, warm hardwood floors flow seamlessly through the main living areas, complemented by abundant natural light and an open layout ideal for both everyday living and entertaining. The kitchen is a true centerpiece, featuring stainless steel appliances, including a 36'' gas range, a spacious island, and clean, contemporary finishes that connect effortlessly to the living and dining spaces. The primary suite offers a comfortable retreat with a private en-suite bath, while two additional bedrooms--including a charming bunk room--provide flexible space for guests or family. Two large sets of sliding glass doors lead you to the exceptional outdoor living space, with a screened porch featuring a cozy daybed swing--perfect for slow mornings or evening unwinding. Enjoy the expansive patio, complete with a built-in fire pit and hot tub, creating the ultimate setting for relaxing or entertaining under the stars. A picturesque wooded path leads down to the lake, where calm waters and a peaceful setting invite you to fully embrace waterfront living. Calm, private, and surrounded by nature, this property offers a rare opportunity to enjoy a serene lake lifestyle in a modern, move-in-ready home.

Highlights

Listed by Kirk West , 919-524-5138 West & Woodall Real Estate - D , 919-382-2000. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.62

HOA Fee

300 Annually

Year Built

2020

County

Person

Neighborhood

Fishermans Point Mayo Lake

Listing ID

10158350

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Gas Range, Plumbed For Ice Maker, Range Hood, Stainless Steel Appliance(s)

Air Cond:Central Air,Electric

Fireplaces:Family Room,Gas Log,Outside,Wood Burning

Floor:Hardwood,Tile

Above Ground Sq Ft:2195

Below Ground Sq Ft:0

Basement:Crawl Space

Other:Bathtub/Shower Combination,Built-in Features,Ceiling Fan(s),Dry Bar,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower

Other:Well

Exterior Features

Lot:Back Yard,Cul-De-Sac,Front Yard,Gentle Sloping,Landscaped,Many Trees,Partially Cleared,Private,Views,Waterfront,Wooded

Roof:Shingle

Others:Fire Pit,Garden,Private Yard,Rain Gutters,Smart Camera(s)/Recording,Smart Lock(s),Storage,Deck,Patio,Rear Porch,Screened,Side Porch

Sewer:Septic Tank

Parking Features:Driveway,Gravel

Payment Calculator

Payment Breakdown

Principal Interest

$3,350

Taxes

$378

HOA

$300

Home Price

$650,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$130,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,349.58

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,349.58	$378.38	$300.00	$4,027.97
Yearly	$40,195.01	$4,540.60	$3,600.00	$48,335.61
Total	$1,205,850.17	$136,218.00	$108,000.00	$1,450,068.17