Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

380 Beech Bay Rd, Roper, NC 27970

House Description

The perfect spot to call home and day trip to the OBX! This sound front beauty features a sandy beach, mature trees, protected waterfront & scenic views daily. A fabulous covered patio is the perfect place to entertain outdoors. 3 bedrooms, 2 baths, a flex room/office, great kitchen, adjoining dining area & living room w vaulted ceilings, fireplace & water views. Enjoy a cozy sunporch that steps onto a large elevated deck for more outdoor living space. With a sandy beach, pier and 214 feet of waterfront, this property offers plenty of room to enjoy sunbathing, gardening, fishing or a boat ride to Mackeys or Edenton. The detached garage is huge & has HVAC w storage space too. Neighborhood has a sandy beach area & voluntary contribution for road maintenance. Sellers offer $10k in concessions at closing for buyer to use at their discretion (repairs/improvements etc).

Highlights

Listed by Cindy Twiddy , 252-796-7062 Cindy Twiddy Realty, Inc. , 252-482-8618. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

1.95

Year Built

1992

County

Washington

Neighborhood

Beech Bay

Listing ID

100563264

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Built-In Microwave, Refrigerator, Dishwasher, Electric Range

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:LVT/LVP,Tile

Other:Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Ceiling Fan(s),Walk-In Closet(s)

Other:Public,Well

Exterior Features

Lot:See Remarks,Deeded Beach Access,Deeded Waterfront,Pier,Fencing: None,Outside City Limits

Lot Dimensions:14x54x38x542x214x511x

Garage Capacity:2

Zoning:R

Roof:Architectural Shingle

Others:Outdoor Shower,Storm Doors

Parking Features:Covered,Gravel,Off Street,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,628

Taxes

$325

Home Price

$510,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$102,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,628.13

Principal

Taxes