Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1032 Smoke Willow Way Unit 148, Rolesville, NC 27571

House Description

Granite Falls Swim Club Membership included in HOA Dues! 1st Floor Guestroom! Hardwood Flooring throughout Main living areas! Great Open Floor Plan! Kitchen: Granite C-tops, Custom Cabinets with Roll Outs, Pot Drawers and Trash Pull Out, Soft Close Doors & Drawers! Large Center Island with Cabinet Storage and Breakfast Bar with Pendant Lighting and Single Bowl Stainless Sink. Stainless Appls including Slide in Smart Range, Smart Wall Oven/MW Combo, Cabinet Style Range Hood, Tile Backsplash, under cabinet lighting, Walk In Pantry & Recessed Lighting! Huge Owner's Suite w/Sitting Area, Trey Ceiling & Plush Carpet! Owner's Bath: Tile Flooring, Oversized Dual Vanity w/Quartz C-tops, Double Stack center Drawers, Freestanding Soaking Tub, Tile Surround Shower! Family Room: Gas Log Fireplace w/Mantle & Built in Cabinets & Display Shelving, Ceiling Fan & 4-Panel Sliding Door to Screened Porch! *Membership to Granite Falls Swim & Athletic Club included in HOA Dues! 6,000 Sq ft Full Service Club offers Indoor & Outdoor Salt Water Pools, Lazy River, Water Slides & Splash Ground with Full Bar & Concessions (Seasonal)! Fitness includes group classes, state of the art machines, free weights & Personal Training! Tons of Youth programs Plus More!

Highlights

Listed by Jim Allen , 919-645-2114 Coldwell Banker HPW , 919-876-8824. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.38

HOA Fee

125 Monthly

Year Built

2026

County

Wake

Neighborhood

The Peak at Granite Falls

Listing ID

10133745

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, ENERGY STAR Qualified Dishwasher, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Smart Appliance(s), Stainless Steel Appliance(s), Vented Exhaust Fan, Oven

Air Cond:Ceiling Fan(s),Central Air,Dual,ENERGY STAR Qualified Equipment

Fireplaces:EPA Qualified Fireplace,Family Room,Gas,Gas Log

Floor:Carpet,Hardwood,Tile

Above Ground Sq Ft:3040

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,In-Law Floorplan,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Separate Shower,Smooth Ceilings,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower,Water Closet,Bonus Room

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,819

Taxes

$472

HOA

$125

Home Price

$741,101

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$148,220

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,819.05

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,819.05	$472.45	$125.00	$4,416.50
Yearly	$45,828.55	$5,669.42	$1,500.00	$52,997.97
Total	$1,374,856.57	$170,082.68	$45,000.00	$1,589,939.25