Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

122 Spring Chase Ln, Rocky Point, NC 28457

House Description

Welcome to your dream River Landing retreat, now with a new price! This custom-built brick home on a quiet cul-de-sac sits on over ½ acre of mature, private grounds and comes with an assumable 4.12% interest rate. Enjoy boat launch access, a spacious driveway, and a low HOA in a serene waterfront community. Inside, discover 2 bedrooms, 2.5 baths, and a dedicated office, designed for comfortable everyday living. Warm tongue-and-groove wood walls add character to the main living areas, while the kitchen boasts granite countertops, cherrywood cabinetry, farmhouse sink, and a 5-burner cooktop with pop-up downdraft. The owner's suite is a true retreat...step out to your private hot tub porch, enjoy a custom oversized walk-in closet, and relax against a modern wood accent wall. Upstairs, a massive unfinished space offers endless possibilities for expansion, storage, or a bonus living area. Recent upgrades include new windows, updated bathrooms, newer appliances, a hot water heater under 3 years old, and a fully encapsulated crawlspace with dehumidifier. Additional perks: whole-house generator, natural gas heat, two wired workshops, and a 30-amp RV hookup. If you've been seeking privacy, quality construction, and room to grow in a community with boat access, this home delivers it all. Book your showing today and experience the craftsmanship and setting firsthand!

Highlights

Listed by Cassie L Iventosch , 910-515-4671 The Saltwater Agency LLC , 910-617-7909. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.58

HOA Fee

150 Annually

Year Built

2005

County

Pender

Neighborhood

River Landing

Listing ID

100557238

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Trash Compactor, Gas Cooktop, Built-In Microwave, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Mud Room,Ceiling Fan(s),Hot Tub,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Community Water

Payment Calculator

Payment Breakdown

Principal Interest

$2,396

Taxes

$296

HOA

$150

Home Price

$465,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$93,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,396.24

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,396.24	$296.44	$150.00	$2,842.68
Yearly	$28,754.89	$3,557.25	$1,800.00	$34,112.14
Total	$862,646.66	$106,717.50	$54,000.00	$1,023,364.16