Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

422 Darel St, Rocky Point, NC 28457

House Description

A motivated seller welcomes you to the Addison II floor plan of Brick Chimney Landing. This beautiful home is situated on a huge 3.68 acre Water front lot. This 2,683 heated sq ft home has 4 bedrooms and 2.5 bathrooms. This home is designed for both comfortable living and boasts of an array of living spaces for any family's needs. When you enter the foyer, you are greeted by a spacious family room, ideal for entertaining and relaxation. The dining area is beside the kitchen and perfect to feed the family. The home features a primary suite, complete with a walk-in closet. Three more bedrooms are upstairs, with one potentially serving as an office for those who work from home. A bonus room, which offers endless possibilities. Outdoor living is also a priority, and two covered porches are ideal for enjoying the serene outdoors in any weather. A practical two-car garage completes this well-rounded home. Discover what the Brick Chimney Landing Community offers with an array of amenities, including a swimming pool, clubhouse, fire pit, river access, kayak launch, and a waterfront pavilion. Don't miss the opportunity to own an affordable home in this beautiful growing community.

Highlights

Listed by Jeff M Daw , 910-540-8570 Farm2Sea Properties , 910-540-8570. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

3.68

HOA Fee

628 Annually

Year Built

2022

County

Pender

Neighborhood

Brick Chimney Landing

Listing ID

100569273

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Self Cleaning Oven, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Mud Room,Pantry,Walk-In Closet(s)

Other:Well

Exterior Features

Lot:Level,Corner Lot,Water Access Comm,Fencing: Privacy,Fencing: Full,Fencing: Back Yard,Fencing: Wood,Fencing: Fenced,Outside City Limits

Lot Dimensions:Irregular

Garage Capacity:2

Zoning:RP

Roof:Architectural Shingle

Parking Features:Garage Faces Front,Attached,Concrete,Garage Door Opener,On Site,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,577

Taxes

$319

HOA

$628

Home Price

$499,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$100,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.60

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.60	$318.75	$628.00	$3,523.35
Yearly	$30,919.17	$3,824.99	$7,536.00	$42,280.17
Total	$927,575.20	$114,749.77	$226,080.00	$1,268,404.97